07 December 2016

Renovating Your Home in the New Year 2017?

Are you ready to update and renovate your home in the New Year 2017?

A fresh new look is fun and filled with inspiration, and home improvements can add to functional use of your living space in addition to quality of life for the time you spend enjoying it!

We have a few practical tips and suggestions to share as you begin to dream on the possibilities!

* With your ideas in hand, be sure to check with your homeowner's association and property management team. Each community will have its own governing rules and procedures, and you'll want to be sure that your plans fit within these and have been approved before you begin!

* Check in with your county and city offices for information related to permitting your home renovations. These might include updates to code, safety concerns, environmental and conservation considerations and more!

* If the work you're considering involves electrical power or gas service, be sure to check in with your service providers for their guidance and assistance as needed!

* When selecting your contractor(s), interview at least a couple and verify any licensing, bonding and insurance!

* Check in with your insurance company. In addition to the insurance carried by your contractor, you may want or need (or be required to maintain) insurance related to your projects! Consider, alongside any construction insurance, keeping a personal umbrella policy. Review coverage and exclusions with your insurance agents so you can assess the value and importance of policy coverage!

* When evaluating the size and scope of your project(s), take into careful consideration your thoughts about how long you hope to remain in the home, whether the work is geared toward your personal interests and enjoyment or to strengthen resale value!

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for Your Atlanta Dream Home

...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

The Atlanta History Center Presents -- Candlelight Nights!

The Atlanta History Center is delighted to share in the celebration of Christmas past Candlelight Nights! Walk the beautifully decorated grounds, shop for special gifts from among the creations of local crafters, visit three historic homes and learn more about how Southerners celebrated the Christmas season as pioneers, during the Civil War and in the 1930s.

Mark your calenders... This wonderful event is scheduled for December 9th and 16th!

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for Your Atlanta Dream Home

...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

05 December 2016

Reindeer Day at the Chattahoochee Nature Center!

Are you ready for Reindeer Day at the Chattahoochee Nature Center?

Come on over for the 6th annual Reindeer Day and lots of family fun! You'll enjoy live reindeer, storytime with Miss Julia, winter crafts, face painting, bot cocoa and more... Mark your calendars for December 11th!

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for a Home in Roswell Georgia

...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

Christmas 2016 with the Atlanta Symphony Orchestra!

Come celebrate the joys of Christmas and the sounds of all your favorite holiday carols and traditional hymns with the Atlanta Symphony Orchestra!

Christmas with the Atlanta Symphony Orchestra December 9th and 10th

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for a Metropolitan Home in Midtown Atlanta

Search for a Metropolitan Home in Buckhead Atlanta

...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

04 December 2016

Starting the Home Search - Important First Steps!

Shopping the marketplace for just the right home is most of the fun -- imagining possibilities, visiting homes and communities, choosing the perfect place, and writing your offer!

...and it's easy to want to begin with this step! Afterall, the application for a mortgage can come later, right? How much fun can it be to work on the details of a mortgage loan without the inspiration of the perfect place motivating me through the number crunching?

In fact, taking the first step of mortgage prequalification is really the key to success, and to the fun (and even the adventure) that is part of the home search and purchase! It shouldn't come after you find the home of your dreams, it should come as part of your very early preparation!

There are lots of reasons for this... Let's work through at least some of those here!

Mortgage loan products have guidelines that must be met, and in the case of a condominium home, BOTH the buyer and the community must qualify. These guidelines vary with unique loan products. This requirement is a measure of protection for both the lender and the home buyer (our future homeowner), and reviews lots of factors including community financial reserves, percentage of rentals, percentage of any delinquent HOA dues, special assessments due or under consideration, pending litigation and more! These are all important considerations for the lender and for the buyer, but do add a layer to the preparatory search work for your real estate professional and mortgage loan officer.

Certainly another reason to begin your work with a lender early in the process is to be sure you're comfortable and qualified for your purchase price, taking into consideration many factors in addition to your principal and interest payment. These include your property taxes, cost of homeowners and any mortgage insurance, and monthly HOA dues commitments (or yearly for home buyers purchasing a single family home). Online calculators may or may not accurately reflect all of these financial numbers, and buyers all too often find themselves with unpleasant surprises having relied on these. The foundation for success in your search and purchase will rest substantially on this important preparation.

The solution is easy... An experienced, professional real estate team and reputable lender can step you through this part of the process such that you're confident moving forward!

Ready to get started? We're here to help and look forward to speaking with you!

Be sure to let us know if a list of lenders known to our office is helpful. There is no obligation to close your loan with any lender from our list, although we offer it as a helpful resource and place for buyers to begin!

Enjoy the CONDOATLANTA.com website, and contact us by email or phone: 404.939.5820.

Most importantly, know that we're wishing you every success in your home search and purchase -- hoping you'll enjoy the home you select for years to come!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

03 December 2016

Alpharetta Lights the 2016 Christmas Tree!

Make plans to join in the celebration of the annual Christmas Tree Lighting in Historic Downtown Alpharetta! You'll enjoy music, a visit from Santa, snow (yes, snow!) and lots of taste treats including roasted marshmallows, a farmer's market and more!

Wishing you lots of fun, fun, fun!

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for Homes in Alpharetta, Johns Creek and Milton

...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com

5 Holiday Tips for a Home Safe Home from Atlanta's CDC

5 fabulous tips for a Home Safe Home and the HAPPIEST of holiday seasons from the CDC's Public Health Matters Blog!

Wishing you joyful celebrations!

We hope you'll remember us when you’re ready to take the next steps toward owning a first home or transitioning from one home to another!

Search for Homes in Emory and Decatur


...and browse the CONDOATLANTA Search Engine to scout the marketplace more broadly!

We’re here to help and would be delighted to chat with you about the home you’re hoping to sell, and the home you’re hoping to find!

Call on us… We would be delighted to speak with you!

CONDOATLANTA.com
Andy and Ann Marie
condoatlanta.com, inc.
404.939.5820
http://condoatlanta.com